Honest tools to see your real numbers

Free to use, no sign-up, and built with the same present-value math we use in your report. Start with the big one, “Am I overpaying?”

Am I overpaying?

See your extra cost

The big one. Tell us three things and see, in plain rupees, what your current home loan is likely costing you that it shouldn’t.

Get my savings report

Everything else you might want to model

Check my fair rate

Your rate by CIBIL score

Pick your bank and enter your CIBIL score to see the rate you should be getting today, the lenders that price your profile better, and what switching could save you.

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Find the best lender

Who will fund you & at what rate

Tell us your CIBIL, employment, documents and property type. See which lenders will actually fund you and your fair rate with each, ranked best-rate first.

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How much can I borrow?

Your maximum eligible loan

Tell us your income, CIBIL, age and property value. See the maximum home loan you could get, capped by your repayment capacity, the property's LTV and what you asked for.

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EMI Calculator

Monthly EMI & interest

Work out the monthly EMI, total interest and total outgo for any loan amount, rate and tenure.

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Prepayment Savings

Interest & years saved

See how a lump sum or a little extra each month shortens your tenure and cuts total interest.

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See your savings.

Get a free savings report first. You only pay us when it's clearly worth it, and the call is yours.