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Pay down your loan, smartly

See how a one-time lump sum or a little extra each month takes years, and lakhs of interest, off your home loan.

₹30.0L
Tenure₹25,093/mo EMI
Y
M
8.00% p.a.
%
daily
Investment return rate9–30% custom
%
Paying ₹100 daily
₹7.27L saved
You’d be debt-free 4 yr 3 mo sooner. Or invest that cash at 12% p.a. and you’d come out ₹11.4L ahead instead.

Without prepayment

Tenure
19 yr 9 mo
Total outflow
₹59.3L

With prepayment

Tenure
15 yr 6 mo
Total outflow
₹52.0L

Amount saved

₹7,27,167

Time saved

4 yr 3 mo

Invest instead (12% p.a.)

Payoff in
14 yr 3 mo
Total outflow
₹47.9L

Amount saved

₹11,36,587

Time saved

5 yr 6 mo

Want a prepayment plan built around your loan?

We score your loan, flag exactly where it's costing you, and lay out the moves to fix it. You just approve.

Calculators

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See your savings.

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