Don't just trust us. Check us.

Anyone can say “trust us.” We’d rather show you how Birbal works, so you can decide for yourself.

No bank pays us. You do.

When the advice is free, the bank is paying for it, so the advice works for the bank. You pay us instead, which means we only answer to you.

Your fee is all we earn

We don't take a rupee from any lender. No commission for switching you, no payment for sending you their way. We make money when you save money, and no other way.

Sometimes the answer is no

If switching your loan won't actually save you money, we'll tell you to keep the one you have. A salesperson earning a commission rarely will.

RBI-regulated lenders only

Every loan comes from a lender the RBI regulates. No grey-market shortcuts.

The loan stays between you and the lender

We never sit between you and your money. You deal with the lender directly.

Why we charge

You see everything, and you approve everything

Birbal never acts on its own. Every recommendation comes with the reasoning behind it, and nothing happens until you say yes.

Nothing moves without your yes

You review each step before it happens, and you can pause or stop the whole thing whenever you want.

Everything is recorded

We save every recommendation and every step you approve, along with why we suggested it, so you can always look back at what happened.

We've worked on the lender's side

Birbal is built by the team behind Lendingkart, which gave out over ₹20,000 Cr in loans to more than 3.5 lakh customersacross India. We've seen how lenders set their interest rates and decide who gets what. Now we use that knowledge for you instead of them.

Wondering what happens to your data? Here's how we keep it safe.

Safety & security

See your savings.

Get a free savings report first. You only pay us when it's clearly worth it, and the call is yours.